Israeli Health Navigator
Navigate Israel's healthcare system: HMOs, emergencies, mental health, elder care, and nutrition
All bundle skills in one chat
Israel's healthcare system is universal but complex. Four competing HMOs (kupot cholim), a government-mandated health basket, supplementary insurance tiers, mental health reform, elder care benefits through Bituach Leumi, and emergency services that work differently from most countries. This bundle combines five skills that help you navigate all of it.
Key facts
- National Health Insurance Law (חוק ביטוח בריאות ממלכתי, 1994): guarantees every resident coverage through one of four kupot cholim, Clalit, Maccabi, Meuhedet, Leumit.
- Health basket (sal briut): the government-defined package of services, medications, and treatments every HMO must provide. Updated annually by the Ministry of Health.
- Mental Health Reform (2015): mental healthcare was transferred to the four HMOs, with subsidized therapy and psychiatric services under the health basket.
- Emergency numbers: 101 for MDA (Magen David Adom, ambulance), 102 for fire, 100 for police, 1201 for ERAN (emotional crisis hotline), 1-800-363-363 for Natal (trauma helpline).
- HMO switching: allowed 6 times per year through the Bituach Leumi online system; the switch takes effect after up to 60 days.
- Siud (long-term care) benefits: provided through Bituach Leumi for residents over 70 (or 67 for women) who meet functional dependency criteria; entitlement is measured in weekly care hours.
Who is this for?
- New immigrants (olim) trying to understand which HMO to join and what they're entitled to
- Parents comparing pediatric care, supplementary insurance, and specialist access across HMOs
- Anyone seeking mental health support through their kupat cholim or crisis hotlines
- Adult children caring for aging parents and navigating long-term care benefits
- Health-conscious individuals wanting to plan meals based on Israeli nutrition guidelines
What you get
- Israeli HMO Navigator: compare Clalit, Maccabi, Meuhedet, and Leumit: services, supplementary insurance, specialist referrals, and how to switch
- Israeli Emergency Guide: MDA (101), Terem urgent care, hospital ERs, trauma centers, triage, patient rights, and when to call vs when to go
- Israeli Mental Health Navigator: therapy through kupot cholim, the 2015 reform, subsidized sessions, crisis hotlines (ERAN 1201, Natal), PTSD support, and workplace mental health rights
- Israeli Elder Care Navigator: Bituach Leumi gimlat siud, private nursing insurance, nursing homes vs assisted living, home care, enduring power of attorney, and guardian appointment
- Israeli Nutrition Planner: Ministry of Health nutritional rainbow guidelines, red/green food labeling, weekly meal planning, and kosher meal separation
npx skills-il add-bundle health-navigator -a claude-codeInstall on Claude.ai, Claude Desktop, ChatGPT, Manus, or other platforms
- 1. Click "Download ZIP" to download the bundle files.
- 2. Open Claude Desktop and go to Customize > Skills.
- 3. Click "+" and select "Upload a skill", then upload each ZIP file from the bundle.
- 4. Start a new conversation. The skills will activate automatically when relevant.
Try These Prompts
Compare Maccabi vs Clalit for a family with two kids in central Israel. Which is better for pediatricians, supplementary insurance (shaban), and specialist wait times?
I need a psychologist through Maccabi. How do I get a referral, how many subsidized sessions am I entitled to, and what's the copay per session?
My 82-year-old mother needs daily help. How do I apply for Bituach Leumi long-term care benefit? What's the difference between gimlat siud and the HMO's private nursing insurance?
Skills in this bundle
Author: skills-ilNavigate Israel's four HMOs (kupot cholim) and healthcare system for service comparisons, referrals, and coverage decisions. Use when user asks about Clalit, Maccabi, Meuhedet, Leumit, health basket, specialist referrals, supplementary insurance, or switching HMOs.
Author: skills-ilGuide to Israeli emergency services, hospitals, trauma centers, and urgent care. Use when a user needs information about calling MDA (Magen David Adom), visiting Terem urgent care, navigating hospital ERs, understanding triage, or learning about patient rights during emergencies in Israel. Covers the 5 Level-1 trauma centers, ER copay rules, blood donation through MDA, and when to call 101 vs go to Terem. Do NOT use for non-Israeli emergency systems or medical diagnosis.
Author: skills-ilGuide to mental health services in Israel including therapy through kupot cholim, crisis hotlines, PTSD resources, and workplace mental health rights. Use when a user needs information about accessing psychiatric or psychological care, finding subsidized therapy, understanding the 2015 mental health reform, using crisis lines like ERAN (1201) or Natal, or navigating PTSD recognition through Bituach Leumi. Covers CBT, EMDR, private therapy costs, and employee mental health days. Do NOT use for clinical diagnosis or medication recommendations.
Author: skills-ilComprehensive guide to navigating elder care in Israel. Helps families with Bituach Leumi long-term care benefits (gimlat siud), private nursing care insurance (bituach siudi) through kupot cholim, old-age pension (kiztavat zikna), nursing homes (beit avot) and assisted living (diur mugan), home care, enduring power of attorney (yipuy koach mitmashech), and guardian appointment (apotropus). Use when caring for an aging parent, comparing care options, checking benefit eligibility, or planning advance directives. Prevents crisis-driven decisions by consolidating all elder care information. Do NOT use for general Bituach Leumi benefits, private pension funds, or HMO/health insurance questions.
Author: skills-ilPlan meals and make dietary decisions based on Israeli Ministry of Health Nutritional Rainbow guidelines and front-of-package red/green labeling. Use when you need to build balanced weekly menus, understand what Israeli food labels mean, or plan kosher meals with proper meat-dairy separation. Covers the five rainbow bands, red label thresholds (Phase 2, January 2021), label exemptions, Israel-specific nutrient gaps (iodine, vitamin D, iron, B12 for vegans), 14 dietitian visits/year for diabetes across all four HMOs, GLP-1 medication status (Wegovy in the 2026 basket for adolescents 12-18 with severe obesity; adults out-of-pocket), and fasting-day planning with red flags for diabetics on insulin or sulfonylureas. Do NOT use for clinical nutrition therapy, eating disorders, or medical dietary prescriptions.
Author: skills-ilBureaucracy navigator for cancer patients and caregivers in Israel: Bituach Leumi (medical disability, special services allowance with all 4 rates 50/112/188/235% + child-under-3 supplement, child-disability allowance for pediatric cancer at 235%, Section 9(5) tax exemption, 40% arnona discount); 2026 health basket (oncology drugs, exceptions committee, severe-illness co-pay exemption, dental treatment funding, surgery wait-time guarantee + Form 17, hereditary cancer genetic testing, home chemotherapy, medical cannabis under post-April-2024 prescription-only flow, post-surgical rehabilitation by cancer type); supplementary insurance tiers (Clalit Mushlam Platinum, Maccabi Sheli, Meuhedet Si, Leumit Gold); free palliative home care; fertility preservation and gonadal protection across all genders and ages; work rights including family caregiver sick days (60 spouse, 90 parent, 110 single parent); cancer-type-specific NGOs (ICA, Larger Than Life, Zichron Menachem, Ezer Mizion, Bracha for hereditary, Halil HaOr for hematological, One in Nine for breast); statutory 60-day appeal window; experimental, off-label, and treatment-abroad pathways. Use when a patient or caregiver needs to understand entitlements, file applications, or appeal a refusal. Bureaucracy only, not a substitute for the hospital oncology social worker, oncologist, or lawyer. Do NOT use for medical diagnosis, treatment decisions, drug dosing, or non-Israeli healthcare systems.
Frequently Asked Questions
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