The Skills Your AI Agents Need

Navigate the Israeli pension and savings system including pension funds (keren pensia), manager's insurance (bituach menahalim), training funds (keren hishtalmut), and retirement planning. Use when user asks about Israeli pension, "pensia", "keren hishtalmut", retirement savings, "bituach menahalim", pension contributions, or tax benefits from savings. Covers mandatory pension, voluntary savings, and withdrawal rules. Do NOT provide specific investment recommendations or fund performance comparisons.

Calculate Israeli payroll including income tax, Bituach Leumi (National Insurance), health tax, pension contributions, and net salary. Use when user asks to calculate salary, "tlush maskoret", payroll deductions, "bruto to neto", employer cost, tax credits (nekudot zikui), or needs help understanding Israeli payslip items. Covers employees, freelancers (atzmai), and employer cost calculations. Do NOT use for US, UK, or other countries' payroll calculations.

Look up Israeli company information and understand business entity types. Use when user asks about Israeli companies, "chevra", business registration, "Rasham HaChevarot", company numbers, entity types, or needs to register a business in Israel. Covers Ltd companies, partnerships, non-profits (amuta), cooperatives, and sole proprietors. Do NOT use for non-Israeli corporate registries or stock market analysis.

Analyze Israeli bank transactions, spending patterns, and financial data across Israeli banks and credit card companies. Use when user asks about bank transactions, spending analysis, "cheshbon bank", budget tracking, or needs to categorize Israeli banking data. Enhances israeli-bank-mcp, il-bank-mcp, and asher-mcp servers with financial analysis workflows. Supports Hapoalim, Leumi, Discount, Mizrahi, Visa Cal, Max, Isracard. Do NOT use for payment initiation, money transfers, or investment advice.

Validate and format Israeli identification numbers including Teudat Zehut (personal ID), company numbers, amuta (non-profit) numbers, and partnership numbers. Use when user asks to validate Israeli ID, "teudat zehut", "mispar zehut", company number validation, or needs to implement Israeli ID validation in code. Includes check digit algorithm and test ID generation. Do NOT use for non-Israeli identification systems.

Integrate with Israeli SMS gateway providers for business messaging, OTP, and notifications. Use when user asks about sending SMS in Israel, Israeli SMS providers, phone number validation (Israeli format), OTP implementation, bulk SMS, or SMS marketing compliance. Covers SMS4Free, InforUMobile, and international providers with Israeli support. Do NOT use for WhatsApp Business API (see separate skill) or non-Israeli telecom.