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Israeli HMO Navigator
Trusted76/100Navigate Israel's four HMOs (kupot cholim) and healthcare system for service comparisons, referrals, and coverage decisions. Use when user asks about Clalit, Maccabi, Meuhedet, Leumit, health basket, specialist referrals, supplementary insurance, or switching HMOs.
Trust score 76/100 (Trusted) · 42+ installs · MIT license
The Problem
Israel's healthcare system with four competing HMOs, multi-tier coverage levels, and Hebrew-language processes can be confusing, especially for new immigrants or when comparing supplementary insurance options, understanding referral procedures, or knowing patient rights under the National Health Insurance Law.
skills-ilnpx skills-il add skills-il/health-services --skill israeli-hmo-navigator -a claude-codeInstall on Claude.ai, Claude Desktop, ChatGPT, Manus, or other platforms
- 1. Click "Download ZIP" to download the skill files.
- 2. Open Claude Desktop and go to Customize > Skills.
- 3. Click "+" and select "Upload a skill", then upload the ZIP file.
- 4. Start a new conversation. The skill will activate automatically when relevant.
When to Apply
- When comparing services and coverage across Clalit, Maccabi, Meuhedet, and Leumit
- When a new immigrant needs to choose an HMO (kupat cholim)
- When understanding the specialist referral (hafnaya) process and wait times
- When deciding whether to purchase supplementary insurance (biituach mashlim)
- When switching between HMOs or understanding transfer waiting periods
Try These Prompts
Choose HMO for New Immigrant
I just made aliyah to Tel Aviv. Compare Clalit vs Maccabi for a young couple with no children
Understand Referral Process
My doctor gave me a hafnaya to a dermatologist. What are the steps and how long should I wait?
Compare Supplementary Plans
Compare supplementary insurance (mashlim) plans across all four HMOs for a 35-year-old
Dental Coverage Options
What dental coverage is available through kupat cholim supplementary insurance vs private dental plans?
Frequently Asked Questions
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Changelog
v1.1.0
Fixed broken MCP links, corrected HMO switching rules (up to twice in 12 months with 6 fixed dates), corrected wait time claims, updated Leumit membership data, added Reference Links section
Apr 11, 2026
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