Plan household and personal budgets with Israeli-specific costs, rates, and financial products. Use when user asks about budgeting in Israel, mortgage (mashkanta) calculations, arnona rates, cost of living, takciv, or monthly expense planning. Covers Bank of Israel prime rate, mashkanta tracks, arnona by city, Sal Briut costs, and Israeli household benchmarks.
Trust score 78/100 (Trusted) · 63+ installs · 2 GitHub contributors · MIT license
Israeli household budgeting requires understanding unique local costs like arnona (municipal tax), mashkanta (mortgage) track regulations, mandatory salary deductions (Bituach Leumi, Mas Briut), and Israel-specific savings vehicles (Keren Hishtalmut) that differ fundamentally from other countries.
npx skills-il add skills-il/tax-and-finance --skill israeli-budget-planner -a claude-codeI earn 15,000 NIS/month. Calculate how much mashkanta I can afford with a mixed track strategy per BOI rules
Create a monthly budget for a family of 4 in Tel Aviv with combined income of 30,000 NIS
Compare the monthly cost of living between Tel Aviv and Beer Sheva for a young couple
Explain the tax benefits of Keren Hishtalmut vs Kupat Gemel for a salaried employee earning 18,000 NIS
Calculate cryptocurrency capital gains tax per Israeli Tax Authority (Reshut HaMisim) regulations and generate Form 1325 reporting data. Use when a user needs to compute crypto tax obligations using FIFO cost basis, classify DeFi income (staking, liquidity mining, airdrops) for Israeli tax purposes, prepare annual tax filing data, or understand reporting thresholds and advance payment (mikdamot) requirements. Covers Section 2(1) of the Income Tax Ordinance, Circular 2018/05, and the 25% capital gains rate for individuals. Do NOT use for non-Israeli tax jurisdictions, general income tax calculations, or VAT (maam) on crypto business activities, which require separate professional consultation.
Fetch and analyze Bank of Israel (BOI) economic data: interest rates, CPI (madad hamchirim), exchange rates (sha'ar yatzig), and CBS statistics. Use when user asks about BOI interest rate, exchange rates, CPI index, or Israeli economic indicators. Foundation skill for Israeli financial analytics. Do NOT use for stock market data (use tase-stock-analysis instead) or for currency conversion (use shekel-currency-converter instead).
Compare mortgage tracks (maslulei mashkanta) across Israeli banks, calculate monthly payments for mixed-track portfolios, and understand Bank of Israel regulations including LTV limits and CPI-linked caps. Use when a user needs to evaluate mortgage offers from different banks, calculate refinancing savings, or understand how Prime rate changes affect their payments. Covers Leumi, Hapoalim, Discount, Mizrachi-Tefahot, FIBI, Mercantile, and Yahav. Do NOT use for commercial real estate loans, business credit lines, or non-Israeli mortgage products.
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