Calculate municipal property tax (arnona) for Israeli properties, check discount eligibility, and draft appeal letters to arnona committees. Use when a user needs to estimate arnona payments by municipality, zone, and property usage type, verify eligibility for discounts (olim, soldiers, elderly, disabled, low income, students, single parents), or prepare formal appeals with legal references. Covers all major Israeli municipalities including Tel Aviv, Jerusalem, Haifa, and Beer Sheva. Do NOT use for income tax (mas hachnasa), VAT (maam), or national insurance (bituach leumi) calculations, which fall under separate Israeli tax authorities.
Trust score 91/100 (Verified) · 17+ installs · 2 GitHub contributors · MIT license
Arnona is a municipal tax every Israeli pays, but the system is complex and opaque. Each municipality sets different rates, there are dozens of discount categories, and the appeal process is intimidating. Many people overpay because they are unaware of discounts they qualify for or their right to appeal.
npx skills-il add skills-il/tax-and-finance --skill israeli-arnona-optimizer -a claude-codeI have an 80 sqm apartment in zone 2 in Tel Aviv. Calculate how much arnona I need to pay per year
I am a new immigrant who arrived 8 months ago, living in Jerusalem in a 70 sqm apartment. Am I eligible for an arnona discount?
I received an arnona bill that seems too high. The property is classified as office but I use it for residential. Help me write an appeal letter
I am considering moving from Tel Aviv to Haifa. Compare arnona costs for a 90 sqm apartment
Navigate the Israeli pension and savings system including pension funds (keren pensia), manager's insurance (bituach menahalim), training funds (keren hishtalmut), and retirement planning. Use when user asks about Israeli pension, "pensia", "keren hishtalmut", retirement savings, "bituach menahalim", pension contributions, or tax benefits from savings. Covers mandatory pension, voluntary savings, and withdrawal rules. Uninformed pension decisions cost hundreds of thousands of NIS over a lifetime. Do NOT provide specific investment recommendations or fund performance comparisons.
Convert currencies to/from Israeli New Shekel (NIS/ILS) using Bank of Israel official exchange rates. Use when user asks to convert shekels, NIS, ILS, asks about exchange rates, "shaar yatzig" (representative rate), or needs currency conversion for Israeli tax or business purposes. Supports 30+ currencies with current and historical rates. Do NOT use for cryptocurrency or unofficial money exchange rates.
Orchestrate Israeli payment gateways (Cardcom, Tranzila, PayMe, Meshulam, iCredit, Pelecard) with unified routing, fallback, and installments (tashlumim). Use when user asks about multi-gateway payment integration, "slikat kartisim", "tashlumim", payment routing, Shva network, BOI Directive 357, gateway comparison, or building a payment abstraction layer for Israeli merchants. Provides unified API patterns, installment handling, Shva clearing rules, and regulatory compliance. Do NOT use for single gateway setup (use cardcom-payment-gateway or tranzila-payment-gateway instead).
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