Israeli Arnona Optimizer
Verified97/100Calculate municipal property tax (arnona) for Israeli properties, check discount eligibility, and draft appeal letters to arnona committees. Use when a user needs to estimate arnona payments by municipality, zone, and property usage type, verify eligibility for discounts (olim, soldiers, elderly, disabled, low income, students, single parents), or prepare formal appeals with legal references. Covers all major Israeli municipalities including Tel Aviv, Jerusalem, Haifa, and Beer Sheva. Do NOT use for income tax (mas hachnasa), VAT (maam), or national insurance (bituach leumi) calculations, which fall under separate Israeli tax authorities.
Trust score 97/100 (Verified) · 406+ installs · 3 GitHub contributors · MIT license
Arnona is a municipal tax every Israeli pays, but the system is complex and opaque. Each municipality sets different rates, there are dozens of discount categories, and the appeal process is intimidating. Many people overpay because they are unaware of discounts they qualify for or their right to appeal.
How to use this skill
Not sure how? Read the guide- 1. Click "Download ZIP" to download the skill files.
- 2. Open Claude Desktop and go to Customize > Skills.
- 3. Click "+" and select "Upload a skill", then upload the ZIP file.
- 4. Start a new conversation. The skill will activate automatically when relevant.
Developers? Install via command line (CLI)
npx skills-il add skills-il/tax-and-finance@v1.3.0-israeli-arnona-optimizer --skill israeli-arnona-optimizer -a claude-codeWhen to Apply
- When receiving an arnona bill and need to check if the rate is correct
- When moving to a new apartment and want to estimate arnona at the new address
- When checking eligibility for discounts (new immigrants, soldiers, elderly, disabled, low income)
- When you want to appeal an arnona charge that seems too high
- When planning a housing budget and want to know the arnona cost
Try These Prompts
I have an 80 sqm apartment in zone 2 in Tel Aviv. Calculate how much arnona I need to pay per year
I am a new immigrant who arrived 8 months ago, living in Jerusalem in a 70 sqm apartment. Am I eligible for an arnona discount?
I received an arnona bill that seems too high. The property is classified as office but I use it for residential. Help me write an appeal letter
I am considering moving from Tel Aviv to Haifa. Compare arnona costs for a 90 sqm apartment
Frequently Asked Questions
Changelog
Updated the average-wage figure, added the 2026 income-test reform, and added the income-support, hardship (nazak), and reserve-duty (miluim) discount categories.
Jul 20, 2026
v1.2.1: fixed the objection (hasaga) deadline to 90 days (not 120); corrected the disabled-discount bands (medical disability 90%+ -> 40%, earning incapacity 75%+ -> 80%); restructured the senior discount by pension/income status rather than age; corrected the oleh discount (12 months within the first 24); fixed invalid Tel Aviv zone examples; added the 2026 arnona update coefficient (1.626%).
Jun 7, 2026
Added Reference Links section with 5 sources (Kolzchut, gov.il, Bituach Leumi, Tel Aviv & Jerusalem municipalities) and brought HE description to EN-depth parity.
May 5, 2026
Related Skills
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Helps you cut recurring bank and credit-card fees. Use it when you pay per action instead of being on a cheaper fixed-price fee track, when you want to cancel a barely-used credit card, stop a recurring charge or debit authorization, or negotiate a specific commission down. The skill prepares a ready-to-send Hebrew cancellation letter, a rights-grounded negotiation script, and a short summary of your rights, based on Bank of Israel fee rules and Israeli banking law. Why it matters: many Israelis overpay hundreds of shekels a year because they do not know there is a supervised basic track, a right to cancel at any time, and discounts for seniors, people with disabilities, and small businesses. Not for maximizing cashback or deals, coupon hunting, analyzing bank transactions, or household budgeting.
Use at your own risk. Terms of Use · Security
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