Knowing and Claiming Your Rights
The first 90 days end with a long tail of rights and benefits that have no week-one deadline, which is exactly why olim miss them. Nobody chases you to claim a tax exemption or a Bituach Leumi entitlement. This chapter is the list of things you do not know to ask about.
The headline tax benefit, and a 2026 change
New olim receive a 10-year exemption on foreign-source income and capital gains. This is the single largest financial benefit of aliyah for olim with assets or income abroad, and the exemption itself remains in force.
What changed: under Amendment 272, olim who arrive on or after 1 January 2026 must report their foreign income and assets even though those remain tax-exempt. The money is still not taxed; the reporting obligation is new. If your aliyah falls on or after that date, build the reporting step into your planning. This is a planning aid, not binding tax advice: confirm your specific position with a tax professional, because the cost of getting foreign-income reporting wrong is high.
The rights you do not know to ask about
A non-exhaustive list of entitlements olim routinely miss because no single agency surfaces them all:
- Bituach Leumi olim provisions (the health-contribution exemption from chapter 4 is one; there are others tied to your status)
- Property-tax (arnona) discounts that some municipalities offer olim
- Customs exemptions on the three olim shipments (chapter 5)
- Tuition and professional-recognition support for converting foreign credentials
- Bank fee waivers (chapter 3)
The pattern across all of these is the same: the benefit exists, the window is generous, and there is no reminder. The way to not lose them is to know the catalog of rights up front, which is what this chapter and its companion skills give you.
Two skills carry this chapter. The israeli-bituach-leumi skill is the reference for every National Insurance benefit, eligibility rule, and claim form. The israeli-aliyah-navigator skill ties the olim-specific rights together across agencies. Between them and this course, you have the map (the course), the rights catalog (the navigator), and the benefit mechanics (Bituach Leumi).
Companion skills
This course is the sequenced map of your first 90 days. These catalog skills are the reactive navigators for any single topic: install the one you need and ask it your specific questions as they come up.
- Israeli Aliyah Navigator (
israeli-aliyah-navigator), the reactive companion to every chapter, answering the detail questions (what to bring, what the advisor asks, which form) that the course's timeline points you toward. Install:npx skills-il add skills-il/government-services/israeli-aliyah-navigator - Israeli HMO Navigator (
israeli-hmo-navigator), for choosing or switching your kupat cholim and comparing supplemental tiers (chapter 4). Install:npx skills-il add skills-il/health-services/israeli-hmo-navigator - Israeli Bituach Leumi (
israeli-bituach-leumi), the reference for National Insurance benefits, the olim health-contribution exemption, and every claim form (chapters 4 and 6). Install:npx skills-il add skills-il/government-services/israeli-bituach-leumi - Israeli Aliyah Customs Shipment Planner (
israeli-aliyah-customs-shipment-planner), for planning the three-shipment olim customs exemption when you bring your belongings (chapter 5). Install:npx skills-il add skills-il/government-services/israeli-aliyah-customs-shipment-planner
Want to keep reading?
Sign in to unlock the rest of the course and track your progress.